Secure Future Advisors

Retirement Planning For YOU!

Jeff Garnica, Financial Advisor with Secure Future Advisors, has assisted UFCW Local 75 Members and Staff with preparing for retirement and building customized Financial Plans.  The Secure Future Advisor process is founded on the principles of honesty, integrity, and relationships. Our process starts with a candid conversation to answer any questions, identify needs, and prioritize goals to improve your financial situation.  Our services include but are not limited to the following:

  • Pension Election Analysis
  • Retirement Income Planning
  • Social Security Maximization
  • 401(k) Investment Advice
  • Roth IRA’s, Rollover IRA’s
  • Life Insurance
  • Long Term Care Planning
  • Asset Protection Strategies
  • Tax Efficiency Planning


Depending on your objectives and stage of life, you will find our unique processes to help you build a more secure future. Please click here to better understand our planning philosophy and processes.

My Passion:

My intention is to bring light, confidence, and clarity to the financial affairs of our clients.  I strongly believe individuals will fare better with the assistance of a competent and caring financial professional.  I chose this profession to help people and serve others.  

My Role:

Much of my professional experience includes 15 years in healthcare, long term care, and financial planning.  As a seasoned veteran in the financial planning business, our clients receive reliable advice, a fully customized financial plan, and ongoing education and ongoing service.

My Personal Interest:

I was born and raised in Kettering, OH and currently reside in Blue Ash, OH.  I attended the University of North Carolina on a football scholarship and was a Captain my senior year. I had a short stint in the NFL and one season playing Arena Football.  I am actively involved in my church, and I enjoy cooking, fishing, exercise as well as spending time at Lake Cumberland with family and friends.

Jeff Garnica, CFF, Certified in Long Term Care

Financial Advisor

Phone: 513-646-7998



****The following disclosures must be listed on your app****


Securities Offered Through Valmark Securities, Inc. Member FINRA, SIPC

Investment Advisory Services Offered Through Valmark Advisers, Inc. a SEC Registered Investment Advisor

130 Springside Drive, Suite 300 Akron, Ohio 44333-2431 1-800-765-5201

Secure Future Advisors LLC is a separate entity from Valmark Securities, Inc. and Valmark Advisers, Inc.