Pet Health Insurance
  • Website
  • Big Savings on Vet Bills

    Save up to 90% on eligible vet bills*

    With our pet health insurance for dogs and cats, powered by Pets Best, you'll get reimbursed up to 90% on eligible vet bills.*

    Get a quote

    Pets Best

    Protect your four-legged friend with a Union Plus Pet Insurance plan, powered by Pets Best.

    Get reimbursed on your pet’s eligible vet bills

    As a union member, you get up to 10% off monthly premiums.1 Pets Best offers flexible coverage options, with no annual or lifetime limits. In fact, our cost-conscious Accident Only plan is only $6 a month for cats and $9/month for dogs.2



    What is pet insurance?

    Pet insurance reimburses you on your veterinary bills when your dog or cat gets sick or injured. Pet insurance helps you afford the best course of treatment, protects against major financial setbacks, and helps provide peace of mind as a pet parent.

    Pet insurance benefits include: 

    • Save money. As a union member, you’ll get up to a 10% discount.1
    • No networks. You can choose any licensed veterinarian, emergency vet, or specialist in the U.S.
    • Fast claim processing and reimbursement. Claims are processed quickly and reimbursements can be direct-deposited into your bank account.
    • 24/7 Pet Helpline. All Pets Best policy holders receive free 24-hour access to veterinary experts via email, chat and phone. You can ask about emergency care (e.g. "My dog swallowed his favorite toy.") or behavioral-related advice (e.g. "Will positive reinforcement training work for my dog?").

    3 types of pet insurance plans

    Accident Only Plan

    The Accident Only plan covers virtually all accidental injuries, such as broken legs, snake bites, accidental swallowing, and more.

    Looking to cover illness too?
    Check out our BestBenefit Accident and Illness plan.

    BestBenefit Accident and Illness Plan

    The BestBenefit plan covers accidents, such as broken bones and animal bites, and illnesses like allergies and cancer. Premium is based on the pet’s age, breed and location. 

    Want routine care, too? 
    Add a Wellness routine care plan. 

    Routine Wellness Plan

    The Routine Wellness plan coverage helps pay for routine vet visits for items like vaccines and teeth cleaning. Great if you have a new kitten or a new puppy in the house.

    Want accident coverage, too?
    This plan can be added to a BestBenefit Accident and Illness plan. 



    Need help?

    Contact a pet insurance expert at Pets Best at 877-358-3944. 

    Monday-Friday 6 a.m. to 7 p.m.? MST 
    Saturdays: 6 a.m. to 2 p.m. MST 


    Pet insurance coverage is offered and administered by Pets Best Insurance Services, LLC and is underwritten by American Pet Insurance Company, a New York insurance company. Please visit to review all available pet health insurance products.